Financial year 2025-26
Sound finances, openly shared.
Figures as at 31 March 2026, as audited and published in the 96th Annual Report. The society earned an “A” audit classification for the year.
Working capital
₹63.15 Cr
Loans to members
₹54.43 Cr
Member deposits
₹23.67 Cr
Paid-up share capital
₹21.69 Cr
Net profit 2025-26
₹2.51 Cr
Reserve fund
₹6.66 Cr
Investments
₹8.08 Cr
Members
2,273
“A” audit classification for 01-04-2025 to 31-03-2026
Awarded by the statutory auditors, R. S. Dhawade & Co., under Section 81(5-B) of the Maharashtra Co-operative Societies Act, 1960.
Balance sheet at a glance
Where the money comes from, and where it goes.
Both sides of the balance sheet total ₹63,15,29,643. Almost nine of every ten rupees are lent back to members.
Sources of funds
- Members' deposits₹23.67 Cr · 37%
- Share capital₹21.69 Cr · 34%
- Reserve fund₹6.66 Cr · 11%
- Other funds (welfare, security, contingency…)₹6.61 Cr · 10%
- Profit, interest payable, staff funds & provisions₹4.52 Cr · 7%
Uses of funds
- Loans to members₹54.43 Cr · 86%
- Investments with banks₹8.08 Cr · 13%
- Receivables, advance tax & other assets₹61.98 L · 1.0%
- Cash & bank balances₹2.56 L · 0.0%
Fourteen years of progress
The society's growth, year by year
Loans outstanding to members
Financial years 2012-13 to 2025-26 · as at 31 March each year
| Year | Members | Share capital | Reserve fund | Other funds | Investments | Deposits | Loans | Net profit | Dividend |
|---|---|---|---|---|---|---|---|---|---|
| 2012-13 | 2,179 | ₹8.07 Cr | ₹2.05 Cr | ₹95.75 L | ₹3.90 Cr | ₹4.01 Cr | ₹12.61 Cr | ₹1.10 Cr | 10% |
| 2013-14 | 2,189 | ₹10.08 Cr | ₹2.33 Cr | ₹1.20 Cr | ₹5.37 Cr | ₹4.70 Cr | ₹14.65 Cr | ₹1.37 Cr | 10% |
| 2014-15 | 2,207 | ₹11.18 Cr | ₹2.69 Cr | ₹1.41 Cr | ₹6.22 Cr | ₹6.11 Cr | ₹17.24 Cr | ₹1.60 Cr | 10.5% |
| 2015-16 | 2,184 | ₹11.76 Cr | ₹3.11 Cr | ₹1.60 Cr | ₹6.61 Cr | ₹8.47 Cr | ₹20.56 Cr | ₹1.75 Cr | 11% |
| 2016-17 | 2,193 | ₹14.98 Cr | ₹3.58 Cr | ₹1.58 Cr | ₹6.01 Cr | ₹7.98 Cr | ₹24.50 Cr | ₹2.26 Cr | 11% |
| 2017-18 | 2,226 | ₹16.18 Cr | ₹3.85 Cr | ₹1.92 Cr | ₹5.54 Cr | ₹7.29 Cr | ₹25.94 Cr | ₹2.33 Cr | 10.5% |
| 2018-19 | 2,244 | ₹17.20 Cr | ₹4.13 Cr | ₹2.31 Cr | ₹4.14 Cr | ₹7.09 Cr | ₹29.17 Cr | ₹2.35 Cr | 10% |
| 2019-20 | 2,315 | ₹18.26 Cr | ₹4.42 Cr | ₹2.89 Cr | ₹2.22 Cr | ₹8.48 Cr | ₹35.62 Cr | ₹2.36 Cr | 9.5% |
| 2020-21 | 2,336 | ₹19.14 Cr | ₹5.02 Cr | ₹3.32 Cr | ₹3.43 Cr | ₹9.14 Cr | ₹36.18 Cr | ₹2.51 Cr | 9.5% |
| 2021-22 | 2,370 | ₹19.53 Cr | ₹5.27 Cr | ₹3.97 Cr | ₹6.63 Cr | ₹9.67 Cr | ₹34.82 Cr | ₹2.56 Cr | 9.5% |
| 2022-23 | 2,364 | ₹20.42 Cr | ₹5.91 Cr | ₹4.44 Cr | ₹5.33 Cr | ₹11.01 Cr | ₹39.34 Cr | ₹2.43 Cr | 8.75% |
| 2023-24 | 2,335 | ₹20.77 Cr | ₹6.16 Cr | ₹5.07 Cr | ₹7.93 Cr | ₹13.93 Cr | ₹41.13 Cr | ₹2.50 Cr | 8.75% |
| 2024-25 | 2,288 | ₹21.14 Cr | ₹6.41 Cr | ₹5.66 Cr | ₹6.49 Cr | ₹16.21 Cr | ₹46.02 Cr | ₹2.47 Cr | 8.5% |
| 2025-26 | 2,273 | ₹21.69 Cr | ₹6.66 Cr | ₹6.61 Cr | ₹8.08 Cr | ₹23.67 Cr | ₹54.43 Cr | ₹2.51 Cr | 8.5%(proposed) |
Appropriation of profit
Net profit ₹2,50,85,993, as recommended by the Board
- Reserve Fund (25% of profit)
- ₹62,71,498
- Dividend to members (8.5%)
- ₹1,88,15,865
- Carried forward
- ₹2,503
Income for the year
Total income ₹4,83,10,537
- Interest on long-term loans
- ₹4,24,66,192
- Interest on investments
- ₹46,26,085
- Interest on short-term loans
- ₹9,56,580
- Interest on emergency loans
- ₹1,81,757
- Dividend on PNCPS & bank shares
- ₹63,501
- Savings account interest
- ₹16,422
Funds held for members
As at 31 March 2026
- Members' Welfare Fund
- ₹1.61 Cr
- Loan Security Fund
- ₹2.28 Cr
- Contingency Fund
- ₹1.70 Cr
- Death Benefit Fund
- ₹38.66 L
- Dividend Equalisation Fund
- ₹24.00 L
- Golden Jubilee Celebration Fund
- ₹20.00 L
- Bad Debts Reserve
- ₹15.00 L
- Investment Depreciation Fund
- ₹3.00 L
- Software & Mobile App Fund
- ₹2.50 L
The complete 96th Annual Report, with the audited balance sheet, profit & loss account and auditors’ report, is available to members at the society office.
We’re here to help
Questions about a loan, a deposit or your membership?
The society office is at the High Court, Mumbai. Call or write to us, or visit during office hours on working days.